We primarily deal with individual plans that cover pre-existing condtions, but we can help with other plans also.
Full Medical Insurance Plans
We proudly offer Under 65 Health Insurance plans, so you can have the confidence you will be covered even if you have pre-existing conditions and need expensive prescription drugs. These plans are Affordable Care Act Compliant and are often referred to as Obamacare. There is no such thing (yet) as a full medical insurance plan this is not Affordable Care Act Compliant.
Open Enrollments and Special Enrollment Periods
To enroll in full health insurance plans you must sign up during Open Enrollment or qualify for a Special Enrollment Period to sign up at any time of year. Be aware that there are time limitations for any of these so call today if you are thinking of enrolling.
Affordable Care Act compliant plans are often used with a tax subsidy. Should you be eligible for a tax-subsidy, we will make sure that you receive any tax benefit for which you are entitled. For many young retirees, this makes the insurance much more affordable.
Importance of Using an Agent
It is important to know that it is possible to sign up through Healthcare.gov for many plans, but not all, so you will be missing out on alternatives if you do not go through an agent. In addition, Healthcare.gov representatives do not have any insurance licensing or training. So since signing up through an agent is the same cost as going direct, you get the added services for free.
We are a family agency and care about our community
We understand that your health and insurance are too important to trust to just anyone. As local agents, we know our companies and community so you can have confidence in your coverage.